The first step to solve the problem, is to do research to see where we are going to aim the app. Every optimization starts with competitor research. We looked for successfull digital banks cases like N26, Revolut, Liv and Monzo, in order to see what is out there and how can we include the digital experience seamlessly to the existing FAB app. We did the research to bring a solution to current needs and also to build a future proof mobile app.